Payment Options

Flexible Dental Payments Made Simple

Information for Clients

Smile now, pay later—comfort and care within reach

At Newcastle City Dental, we believe everyone deserves access to quality dental care without financial stress. That’s why we’ve partnered with trusted payment providers to offer flexible, affordable options—so you can focus on your smile, not the cost.

Little bites, easy payments.

Smaller treatment? Zip Pay has you covered with simple, flexible payments on your terms.

  • Up to $1,500 credit
  • Interest-free always
  • Choose your schedule and repayment frequency

Split your bill. Smile in full.

Enjoy dental treatments today and pay them off in 4 interest-free fortnightly instalments with Afterpay.

  • Spend up to $4,000
  • No interest, ever
  • Fast approval and seamless checkout

Bigger treatments, smarter plans.

For more complex dental work, MediPay offers tailored payment plans with higher limits and longer terms.

  • Finance up to $30,000
  • Repay over up to 48 months
  • Conditional approval within seconds
  • Early exit at 12 or 24 months with discounts and flexibility

Health Funds

We accept all major health funds, if you are unsure of who we accept ask our knowledgeable dental staff. For your regular Check up, clean and X-rays within the one appointment there is no out of pocket expense when you present your health fund.

All veterans and their eligible dependants are warmly welcomed and we are honoured to provide services under Veterans Affairs.

Our payment terminal provides instant, on-the-spot claims, so patients only need to pay the gap or difference between the treatment cost and the benefits covered by the insurance.

The Child Dental Benefits schedule provides $1000 of essential dental care services for eligible children who are registered with Medicare and aged between two and 17 years old, over a two-year calendar period. This scheme covers preventative dental care treatments including check-ups and cleans, x-rays, fissure sealants and fluoride treatments as well as basic dental care services such as fillings, root canal treatment and tooth extractions. It does not cover orthodontic treatment or cosmetic dentistry or any dental work that must be carried out in a hospital environment. For more information and to discover if your child is eligible, please talk to our dental team.